Your Financial Friend

What is cash back shopping?

The term “cash back shopping” in this instance means the cash you can get back from shopping on certain websites on the internet.

If you shop on the internet at all, you’re probably searching for stores that offer you discounts, coupons, etc. Though discounts and coupons and discounts are good, they’re not cash.

If you’re like I was, you probably search for the type of product you want and then go to each site that looks interesting. The trouble with strategy is that you may or may not find the exact product you’re looking for. Then there’s the problem of security and trust. Can I trust this site or store to process my payment and actually deliver the product?

Worse yet, are they going to plunder my credit card account, my bank account or steal my identity?

One of the best ways to get a higher comfort level is to go to the site of one of well-known retailers, Like Macy’s, Target, Home Depot. That’s probably one of the best strategies. Of course do they offer discounts or coupons all the time? You know the answer to that one is “no”. You might as well drive down to the store and pick it up in person!

There’s a better way to shop and not get only discounts, coupons, etc., but to get actual cash as well.

That’s the type of “cash back” shopping I’m talking about. The websites are called “cash back shopping sites”, and offer you all the things I mentioned. They’re often referred to as cash back shopping portals or gateways.

Here’s the bird’s eye view of how you use them:

· Join for free and login

· Search for the store or item you want from within the portal

· Check on the percentage of cash back you get

· Check on the coupons or specials offered

· When you click on the store’s website, you’re taken to the exact website you would have gone to outside of the portal

· Shop

· Check out

When you’re done you’re have gotten not only any discounts, coupons, specials, etc, you would have gotten on the website outside of the portal, but you’ve also gotten some cash back!!

Cool, huh? That’s saving money.

Saving Money with Internet Shopping Deals

It’s about time again to talk a little about saving money; not the “let’s put more into the bank savings account“, savings, but everyday savings in buying “stuff”. Now “stuff ” doesn’t just mean toys, although there’s a lot of toys in our stuff. I mean for stuff we shop for every day.

I would bet that in today’s economy a lot of people are internet shopping. I’d bet they’re also looking for internet shopping deals. One type of shopping many people are not aware of is internet cash back shopping.

Not the credit card cash back, but cash back from the stores they’re doing their shopping in, through the website portal at which they’re doing the shopping.  They’re shopping at the same stores they usually shop in; big stores, like Target, Office Depot and Home Depot.  There’s several ways of saving big-time from these types of sites:

• Free to join – not like a shopping club
• Great prices from each store
• Coupons from many of the stores
• A percentage of their total, as a cash back
• By using a cash-back credit card
• By sharing their experience with other people and leading them to shop at the site.
  • The “referrer” then gets a percentage of cash back, above and beyond what the other person gets

A web portal actually does exist like that, and it’s called “GreenBackStreet.com”.  I’m sure there are other web shopping portals, but this is one I have known about and have been using for quite while now. By the way, I do get, as stated above,  a percentage of cash back, above and beyond what the other person gets. Is it self-serving? Maybe, but if it’s helping someone save money? And that person also gets a percentage of cash back, above and beyond what the person they referred to the site gets. (After all that, I’m glad there’s copy and paste.)!

Anyway, click here on greenbackstreet, and check it out. Let me know what you think.

George